{"id":39447,"date":"2023-10-03T13:11:42","date_gmt":"2023-10-03T11:11:42","guid":{"rendered":"https:\/\/zuniclaw.com\/media-internet-law\/"},"modified":"2025-09-26T16:12:04","modified_gmt":"2025-09-26T14:12:04","slug":"fintech","status":"publish","type":"page","link":"https:\/\/zuniclaw.com\/en\/fintech\/","title":{"rendered":"FinTech"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"39447\" class=\"elementor elementor-39447 elementor-37002\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fb7e0af e-flex e-con-boxed e-con e-parent\" data-id=\"fb7e0af\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3896232 elementor-mobile-align-center elementor-widget__width-auto elementor-widget-mobile__width-initial elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"3896232\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/zuniclaw.com\/en\/it-law-and-crypto\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M9.57043 18.82C9.38043 18.82 9.19043 18.75 9.04043 18.6L2.97043 12.53C2.68043 12.24 2.68043 11.76 2.97043 11.47L9.04043 5.4C9.33043 5.11 9.81043 5.11 10.1004 5.4C10.3904 5.69 10.3904 6.17 10.1004 6.46L4.56043 12L10.1004 17.54C10.3904 17.83 10.3904 18.31 10.1004 18.6C9.96043 18.75 9.76043 18.82 9.57043 18.82Z\" fill=\"#00AB4F\"><\/path><path d=\"M20.4999 12.75H3.66992C3.25992 12.75 2.91992 12.41 2.91992 12C2.91992 11.59 3.25992 11.25 3.66992 11.25H20.4999C20.9099 11.25 21.2499 11.59 21.2499 12C21.2499 12.41 20.9099 12.75 20.4999 12.75Z\" fill=\"#00AB4F\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">IT Law &amp; Crypto<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4695063 elementor-widget-mobile__width-inherit elementor-widget elementor-widget-heading\" data-id=\"4695063\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">FinTech \n<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d11c907 e-flex e-con-boxed e-con e-parent\" data-id=\"d11c907\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-08e898e e-con-full e-flex e-con e-child\" data-id=\"08e898e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;sticky&quot;:&quot;top&quot;,&quot;sticky_offset&quot;:100,&quot;sticky_parent&quot;:&quot;yes&quot;,&quot;sticky_on&quot;:[&quot;desktop&quot;],&quot;sticky_effects_offset&quot;:0,&quot;sticky_anchor_link_offset&quot;:0}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7b59bb4 elementor-widget elementor-widget-heading\" data-id=\"7b59bb4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Other IT Law areas of expertise:\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2925916 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"2925916\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/zuniclaw.com\/en\/it-contracts-software-licensing\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">IT Contracts &amp; Software Licensing<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/zuniclaw.com\/en\/information-security-law\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Information Security<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/zuniclaw.com\/en\/tech-startup\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Tech Startups<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/zuniclaw.com\/en\/crypto-web3\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Cryptocurrencies, Web3, and Tokenization<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/zuniclaw.com\/en\/e-commerce\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">E-Commerce<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/zuniclaw.com\/en\/healthtech-and-biotech\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Healthtech &amp; Biotech<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/zuniclaw.com\/en\/gaming\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Gaming<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/zuniclaw.com\/en\/mediatech-creatortech\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">MediaTech\/CreatorTech<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/zuniclaw.com\/en\/data-protection\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Data Protection<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/zuniclaw.com\/en\/artificial-intelligence-law\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Artificial Intelligence Law<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f47b695 e-con-full e-flex e-con e-child\" data-id=\"f47b695\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a3c7c0e elementor-widget elementor-widget-text-editor\" data-id=\"a3c7c0e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>FinTech is no longer an add-on to traditional <a href=\"https:\/\/zuniclaw.com\/en\/banking-finance\/\">banking and finance<\/a>; it is the backbone of modern payment services, digital banking, wallets, alternative lending, embedded finance solutions, and capital markets innovation.<\/p><p>From e-KYC and biometrics, through transaction processing and 3-D Secure regimes, to tokenization and digital assets, technological development is accelerating user expectations and reshaping the regulatory landscape.<\/p><p>Zunic Law assists both established institutions (such as banks, insurers, and payment processors) and fast-growing startups in developing FinTech products more quickly, safely, and compliantly in Serbia, the Western Balkans, and the EU.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ebc3d61 elementor-widget elementor-widget-heading\" data-id=\"ebc3d61\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Why Zunic Law for FinTech?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-64950db elementor-widget elementor-widget-text-editor\" data-id=\"64950db\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><strong>Deep industry understanding:<\/strong> we combine expertise in payment services, digital banking, e-commerce, and wallet\/gateway architectures.<\/li><li><strong>Borderless regulation:<\/strong> alignment with Serbian rules (e.g., National Bank of Serbia regimes) and relevant European frameworks (PSD2\/PSD3, DORA, MiCA, NIS2, GDPR, eIDAS), including local implementation and supervisory aspects.<\/li><li><strong>End-to-end approach:<\/strong> from product legal design, licensing, and contracts to operational compliance, training, and horizon-scanning of regulatory changes.<\/li><li><strong>Pragmatic delivery:<\/strong> rapid risk identification and prioritization\u2014focused on what makes the biggest difference for product launch and oversight.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8a7a422 elementor-widget elementor-widget-heading\" data-id=\"8a7a422\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Our Approach: Innovation That Is Both Ethical and Compliant<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1c2ec1b elementor-widget elementor-widget-text-editor\" data-id=\"1c2ec1b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The future of finance is an ecosystem: Open Banking and Open Finance enable secure data sharing via APIs, while analytics and automation improve decision-making, prevent abuse, and enhance user experience.<\/p><p>Our task is to frame innovation with clear legal models, contracts, and policies so it develops responsibly and sustainably\u2014with full compliance in data protection, information security, and financial supervision.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1a7eee9 elementor-widget elementor-widget-heading\" data-id=\"1a7eee9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Key Practice Areas (Overview)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-338b720 elementor-widget elementor-widget-text-editor\" data-id=\"338b720\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ol><li>Data analytics and automation in finance (governance &amp; compliance)<\/li><li><a href=\"https:\/\/zuniclaw.com\/en\/open-banking-serbia\/\">Open Banking<\/a> &amp; Open Finance<\/li><li>Digital banking, e-KYC, and digital identification<\/li><li>Payments, payment gateways, and processors (PI\/EMI models)<\/li><li>Digital and mobile wallets<\/li><li><a href=\"https:\/\/zuniclaw.com\/en\/crypto-web3\/\">Blockchain, crypto, and digital assets<\/a> (tokens, custody, licensing)<\/li><li>Alternative lending &amp; BNPL<\/li><li>InsurTech \/ digital insurance<\/li><li><a href=\"https:\/\/zuniclaw.com\/en\/e-commerce\/\">E-commerce<\/a> and embedded finance<\/li><li><a href=\"https:\/\/zuniclaw.com\/en\/data-protection\/\">Data protection<\/a> (GDPR) and cyber security<\/li><li>Consumer protection and marketing compliance<\/li><li>AML\/CFT and sanctions regimes<\/li><li><a href=\"https:\/\/zuniclaw.com\/en\/competition-law\/\">Competition and antitrust<\/a><\/li><li>Investments, M&amp;A, and joint ventures<\/li><li>Vendor risk management and cloud outsourcing<\/li><li>Licensing and relations with regulators<\/li><li>Regulatory monitoring and internal training<\/li><\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5b28822 elementor-widget elementor-widget-text-editor\" data-id=\"5b28822\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Below are details by area, with an emphasis on the concrete results we deliver.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a419c8e elementor-widget elementor-widget-heading\" data-id=\"a419c8e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">1) Data Analytics and Automation in Finance: From Idea to Responsible Deployment<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e50b042 elementor-widget elementor-widget-text-editor\" data-id=\"e50b042\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><strong>Model and data governance:<\/strong> policies for responsible use, governance structures, bias-risk assessments, attribute explainability, and decision audit trails (e.g., scoring, fraud prevention, customer support).<\/li><li><strong>Impact assessments and compliance:<\/strong> DPIA\/LIA, fair-treatment assessments, integration with existing GDPR, DPA, and ISMS policies.<\/li><li><a href=\"https:\/\/zuniclaw.com\/en\/eu-us-data-privacy-framework\/\"><strong>Data and privacy:<\/strong><\/a> legal bases for processing, minimization, pseudonymization, retention, dataset governance, and training-set quality.<\/li><li><strong>Vendor and model risk:<\/strong> contracts (on-prem\/cloud), SLA\/OLA, liability, intellectual property, exit strategy, and portability.<\/li><\/ul><p>\u00a0<\/p><p><strong>Result:<\/strong> automation that is measurable, verifiable, and compliant, with clear controls for supervisory reviews.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f1857c4 elementor-widget elementor-widget-heading\" data-id=\"f1857c4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">2) Open Banking &amp; Open Finance: APIs That Work for Users and Regulators<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1191a8b elementor-widget elementor-widget-text-editor\" data-id=\"1191a8b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Legal models for data sharing and account access (AISP\/PISP), boundaries of data use, access logs, and retention.<\/li><li>Contracts between banks, TPPs, FinTech partners, and infrastructure providers; allocation of liability and incident-response obligations.<\/li><li>Transparency policies: explaining to users how and why data is used; SCA and easily revocable consent.<\/li><\/ul><p>\u00a0<\/p><p><strong>Result:<\/strong> interoperable, privacy-by-design solutions that respect users and meet supervisory requirements.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a0eb301 elementor-widget elementor-widget-heading\" data-id=\"a0eb301\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">3) Digital Banking, e-KYC, and Digital Identification<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a8852df elementor-widget elementor-widget-text-editor\" data-id=\"a8852df\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Legal architecture for remote onboarding, video identification, and use of qualified certificates\/seals (eIDAS context).<\/li><li>KYC\/CTF policies, risk-scoring scenarios, and residual-risk assessments by product\/segment.<\/li><li>UX compliance: notices, consent, transparent terms, and user-understandable anti-fraud controls.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-32418d2 elementor-widget elementor-widget-heading\" data-id=\"32418d2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">4) Payments and Payment Gateways: Licensing, Cross-Border, and 3-D Secure<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cc2e111 elementor-widget elementor-widget-text-editor\" data-id=\"cc2e111\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Structures for PI\/EMI models, agent\/distributor arrangements, and cross-border services.<\/li><li>Contracts with merchants, acquirers, and card schemes; chargeback regimes, 3-D Secure\/SCA, tokenization, and card-data storage.<\/li><li>Compliance with rules on data protection, record-keeping, fraud management, and incident handling.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-81baefc elementor-widget elementor-widget-heading\" data-id=\"81baefc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">5) Digital and Mobile Wallets: Security and Compliance in Practice<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef6ca99 elementor-widget elementor-widget-text-editor\" data-id=\"ef6ca99\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Licensing and cooperation models with banks\/processors; white-label and co-branding.<\/li><li>Rules for tokenization, QR payments, and P2P transfers; KYC\/AML, limits, supervision, and reporting.<\/li><li>Terms of use, fees, marketing claims, and customer support (complaints, refunds, dispute resolution).<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8ab50cf elementor-widget elementor-widget-heading\" data-id=\"8ab50cf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">6) Blockchain, Crypto, and Digital Assets<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4676c77 elementor-widget elementor-widget-text-editor\" data-id=\"4676c77\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Structures for token-related projects (utility, payment, asset-referenced), NFTs, and loyalty programs.<\/li><li>Custody solutions, security and contractual frameworks, access, and asset segregation.<\/li><li>AML\/CTF programs for crypto providers, the travel rule, sanctions, and cross-border issues.<\/li><li>Preparation for relevant European regimes (e.g., MiCA) with local implementation and coordination with supervision.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a8d1e39 elementor-widget elementor-widget-heading\" data-id=\"a8d1e39\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">7) Alternative Lending &amp; BNPL<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1fc30a7 elementor-widget elementor-widget-text-editor\" data-id=\"1fc30a7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Peer-to-peer, crowdfunding, and embedded-credit models; consumer and micro-loans.<\/li><li>Creditworthiness assessment, fair cost disclosure, and fraud detection; collections and restructuring policies.<\/li><li>Partner contracts (merchants, PSPs, rating agencies) and secondary debt-market arrangements.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ec9e901 elementor-widget elementor-widget-heading\" data-id=\"ec9e901\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">8) InsurTech \/ Digital Insurance<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e05a26d elementor-widget elementor-widget-text-editor\" data-id=\"e05a26d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Use of data in pricing, underwriting, and claims; automated decision-making under human oversight.<\/li><li>Partnerships between insurers and tech companies, outsourcing, product governance, and transparency to users.<\/li><li>Compliance in advertising, aggregators (comparators), and user interfaces.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-97589a0 elementor-widget elementor-widget-heading\" data-id=\"97589a0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">9) E-Commerce and Embedded Finance<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5167d73 elementor-widget elementor-widget-text-editor\" data-id=\"5167d73\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Integrated payments, merchant-of-record models, and checkout financing (BNPL).<\/li><li><a href=\"https:\/\/zuniclaw.com\/en\/new-consumer-protection-law\/\">Consumer rights<\/a>, returns, dispute mechanisms, geo-blocking, and platform competition rules.<\/li><li>Contracts with PSPs, schemes, and marketplace partners; risk allocation, security, and supervisory obligations.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7f57ef1 elementor-widget elementor-widget-heading\" data-id=\"7f57ef1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">10) Data Protection (GDPR) and Cyber Security<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a65ce30 elementor-widget elementor-widget-text-editor\" data-id=\"a65ce30\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>DPIA\/LIA assessments, minimization and pseudonymization; data processing agreements (DPAs) and SCCs for cross-border transfers.<\/li><li>Incident response: policies, playbooks, notification timelines and records; coordination with security teams.<\/li><li>Mapping data flows for analytical models, model cards, and access control to payment and transaction data.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6c233df elementor-widget elementor-widget-heading\" data-id=\"6c233df\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">11) Consumer Protection and Marketing Compliance<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-66eecbf elementor-widget elementor-widget-text-editor\" data-id=\"66eecbf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Fair advertising and avoidance of dark patterns; clearly displayed fees and terms.<\/li><li>Transparent comparisons, disclaimers, and oversight of marketing partners\/affiliate networks.<\/li><li>Complaints handling, ADR\/ODR mechanisms, and fast procedures for resolving user disputes.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9add985 elementor-widget elementor-widget-heading\" data-id=\"9add985\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">12) AML\/CFT and Sanctions<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-77d9022 elementor-widget elementor-widget-text-editor\" data-id=\"77d9022\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Compliance programs: policies, procedures, risk matrices, customer profiling, transaction monitoring, and SAR\/STR filings.<\/li><li>Screening and list management: PEPs, sanctions, adverse media; record-keeping and audit trails.<\/li><li>Training, testing, scenario tuning, and continuous improvements with risk and data teams.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4f01e5c elementor-widget elementor-widget-heading\" data-id=\"4f01e5c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">13) Competition and Antitrust<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ae0c443 elementor-widget elementor-widget-text-editor\" data-id=\"ae0c443\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Platforms and marketplaces: MFN clauses, self-preferencing, exclusivities, and interoperability.<\/li><li>Legal framework for distribution, partnerships, and joint-development projects.<\/li><li>Compliance programs and dawn-raid preparedness.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4d35193 elementor-widget elementor-widget-heading\" data-id=\"4d35193\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">14) Investments, M&amp;A, and Joint Ventures<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6b6f2c8 elementor-widget elementor-widget-text-editor\" data-id=\"6b6f2c8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Term sheets, SAFE\/convertible instruments, SHAs, and ESOP plans.<\/li><li>Regulatory due diligence (licenses, compliance, IP, data), approvals, and post-closing integration.<\/li><li>Strategic partnerships with banks\/insurers and build-operate-transfer models.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-041a01a elementor-widget elementor-widget-heading\" data-id=\"041a01a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">15) Vendor Risk Management and Cloud Outsourcing<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-513bc2f elementor-widget elementor-widget-text-editor\" data-id=\"513bc2f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Vendor categorization, SLA\/OLA, audit rights, and security requirements.<\/li><li>Cloud and SaaS agreements: availability, continuity, exit plans, and data portability.<\/li><li>Compliance with operational-resilience frameworks (e.g., <a href=\"https:\/\/www.eiopa.europa.eu\/digital-operational-resilience-act-dora_en\" target=\"_blank\" rel=\"noopener\">DORA<\/a>) and internal IT\/InfoSec standards.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-adb201a elementor-widget elementor-widget-heading\" data-id=\"adb201a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">16) Licensing and Relations with Regulators<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7a38ec3 elementor-widget elementor-widget-text-editor\" data-id=\"7a38ec3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Mapping requirements and the licensing path (PI\/EMI, payment activities, investment services, crypto services).<\/li><li>Preparation of documentation, policies, and procedures; risk-management programs and internal controls.<\/li><li>Communication with supervisors, responses to inquiries, remediation, and corrective-action plans.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9f0f9d2 elementor-widget elementor-widget-heading\" data-id=\"9f0f9d2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">17) Regulatory Monitoring and Internal Training<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e1622a8 elementor-widget elementor-widget-text-editor\" data-id=\"e1622a8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Horizon scanning: timely updates on new rules and guidance.<\/li><li>Workshops for product, legal, compliance, risk, and engineering teams &#8211; compliance-by-design from day one.<\/li><li>Product-launch checklists and quarterly \u201chealth-check\u201d reviews.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9c3b8ec elementor-widget elementor-widget-heading\" data-id=\"9c3b8ec\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What Collaboration with Us Looks Like (4 Steps)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d93d9b8 elementor-widget elementor-widget-text-editor\" data-id=\"d93d9b8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ol><li><strong>Rapid discovery<\/strong> \u2014 a short workshop with key teams (product, legal, compliance, risk, data\/IT).<\/li><li><strong>Compliance mapping<\/strong> \u2014 gap analysis, priorities, plan, and KPIs (what, when, who).<\/li><li><strong>Implementation<\/strong> \u2014 drafting policies\/procedures, contracts, training, and technical controls.<\/li><li><strong>Operational support<\/strong> \u2014 ongoing advice, monitoring, policy updates, and audit\/supervisory preparedness.<\/li><\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4db8a36 elementor-widget elementor-widget-heading\" data-id=\"4db8a36\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Examples of Completed Projects (Non-Confidential)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8bb6005 elementor-widget elementor-widget-text-editor\" data-id=\"8bb6005\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><strong>Payment institution (Serbia\/EU):<\/strong> licensing path, merchant and acquirer contracts, 3-D Secure and SCA policy, incident playbook.<\/li><li><strong>Digital wallet:<\/strong> cooperation model with a bank, tokenization and P2P transfers, compliant onboarding and UX.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-afba6b0 e-con-full e-flex e-con e-child\" data-id=\"afba6b0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;sticky&quot;:&quot;top&quot;,&quot;sticky_offset&quot;:100,&quot;sticky_parent&quot;:&quot;yes&quot;,&quot;sticky_on&quot;:[&quot;desktop&quot;],&quot;sticky_effects_offset&quot;:0,&quot;sticky_anchor_link_offset&quot;:0}\">\n\t\t<div class=\"elementor-element elementor-element-dd02abf e-flex e-con-boxed e-con e-child\" data-id=\"dd02abf\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-42d8e46 elementor-widget elementor-widget-image\" data-id=\"42d8e46\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"212\" height=\"212\" src=\"https:\/\/zuniclaw.com\/wp-content\/uploads\/2024\/11\/Untitled-design-89.png\" class=\"attachment-large size-large wp-image-62928\" alt=\"external dpo, data protection representative, intellectual property law, it contracts, information security law\" srcset=\"https:\/\/zuniclaw.com\/wp-content\/uploads\/2024\/11\/Untitled-design-89.png 212w, https:\/\/zuniclaw.com\/wp-content\/uploads\/2024\/11\/Untitled-design-89-150x150.png 150w, https:\/\/zuniclaw.com\/wp-content\/uploads\/2024\/11\/Untitled-design-89-24x24.png 24w, https:\/\/zuniclaw.com\/wp-content\/uploads\/2024\/11\/Untitled-design-89-48x48.png 48w, https:\/\/zuniclaw.com\/wp-content\/uploads\/2024\/11\/Untitled-design-89-96x96.png 96w, https:\/\/zuniclaw.com\/wp-content\/uploads\/2024\/11\/elementor\/thumbs\/Untitled-design-89-qxo1t21ybdz1yavfpmbwoan8kgf55zn8seinihyfyw.png 188w\" sizes=\"(max-width: 212px) 100vw, 212px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4c0c1fa elementor-widget elementor-widget-heading\" data-id=\"4c0c1fa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Tijana \u017duni\u0107 Mari\u0107\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-744cd2f elementor-align-center elementor-widget elementor-widget-button\" data-id=\"744cd2f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/zuniclaw.com\/en\/team\/tijana-zunic-maric\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn about Expert<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9f76214 e-flex e-con-boxed e-con e-child\" data-id=\"9f76214\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f20edc3 elementor-widget elementor-widget-image\" data-id=\"f20edc3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"212\" height=\"212\" src=\"https:\/\/zuniclaw.com\/wp-content\/uploads\/2023\/09\/Zunic-Nemanja.png\" class=\"attachment-full size-full wp-image-38458\" alt=\"mergers and acquisitions, crypto lawyer, fintech, mediatech\" srcset=\"https:\/\/zuniclaw.com\/wp-content\/uploads\/2023\/09\/Zunic-Nemanja.png 212w, https:\/\/zuniclaw.com\/wp-content\/uploads\/2023\/09\/Zunic-Nemanja-100x100.png 100w, https:\/\/zuniclaw.com\/wp-content\/uploads\/2023\/09\/Zunic-Nemanja-150x150.png 150w, https:\/\/zuniclaw.com\/wp-content\/uploads\/2023\/09\/elementor\/thumbs\/Zunic-Nemanja-qhc4xpohrlxfpwgyyvjec0xb6yqwap59qleemz33a0.png 188w\" sizes=\"(max-width: 212px) 100vw, 212px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c55c855 elementor-widget elementor-widget-heading\" data-id=\"c55c855\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Nemanja \u017duni\u0107<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1a33785 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"1a33785\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/zuniclaw.com\/en\/team\/nemanja-zunic\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn about Expert<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7d69bf9 e-flex e-con-boxed e-con e-parent\" data-id=\"7d69bf9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5cccd03 elementor-widget elementor-widget-heading\" data-id=\"5cccd03\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Frequently Asked Questions (FAQ)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-827ed95 e-flex e-con-boxed e-con e-parent\" data-id=\"827ed95\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ddae125 elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-widget elementor-widget-n-accordion\" data-id=\"ddae125\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2320\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-2320\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Do you support startups without an in-house legal team? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2320\" class=\"elementor-element elementor-element-2af8bce e-con-full e-flex e-con e-child\" data-id=\"2af8bce\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-73a9f90 elementor-widget elementor-widget-text-editor\" data-id=\"73a9f90\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Yes<\/strong>. We offer an \u201cMVP compliance\u201d minimum and gradually roll out policies as the product and volumes grow.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2321\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2321\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Can we start in Serbia and plan EU expansion in parallel? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2321\" class=\"elementor-element elementor-element-385fbb0 e-con-full e-flex e-con e-child\" data-id=\"385fbb0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e6603e6 elementor-widget elementor-widget-text-editor\" data-id=\"e6603e6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Yes<\/strong>. We design a framework compatible with Serbian rules and relevant EU regimes, with local tailoring<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2322\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2322\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How do you approach due diligence in FinTech M&amp;A? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2322\" class=\"elementor-element elementor-element-0ca9213 e-con-full e-flex e-con e-child\" data-id=\"0ca9213\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7480070 elementor-widget elementor-widget-text-editor\" data-id=\"7480070\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>We combine classic legal DD with specific <strong>regulatory &amp; data<\/strong> checks (licenses, AML, data protection, security).<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2323\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2323\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Do you provide team training? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2323\" class=\"elementor-element elementor-element-5a5aff4 e-con-full e-flex e-con e-child\" data-id=\"5a5aff4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2a4e431 elementor-widget elementor-widget-text-editor\" data-id=\"2a4e431\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Yes<\/strong>. Tailored workshops (product, compliance, engineering), practical checklists, and industry-based examples.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2324\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2324\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How long does licensing take, and what is critical? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2324\" class=\"elementor-element elementor-element-8644ce4 e-con-full e-flex e-con e-child\" data-id=\"8644ce4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ccc1f4f elementor-widget elementor-widget-text-editor\" data-id=\"ccc1f4f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>It depends on the model (PI\/EMI, etc.) and documentation readiness. The critical factors are a clearly defined business model, risk controls, and policies.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-aeee6b9 e-flex e-con-boxed e-con e-parent\" data-id=\"aeee6b9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-84b262a elementor-widget elementor-widget-heading\" data-id=\"84b262a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Articles in IT Law<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0f63dc4 elementor-grid-3 elementor-grid-tablet-2 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.elementor-element.elementor-element-212bdb1{--display:flex;--flex-direction:column;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--align-items:flex-start;--gap:0px 0px;--row-gap:0px;--column-gap:0px;--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-widget-image-box .elementor-image-box-title{font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( --e-global-typography-primary-font-weight );}.elementor-widget-image-box .elementor-image-box-description{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-weight:var( --e-global-typography-text-font-weight );}.elementor-39868 .elementor-element.elementor-element-835877c .elementor-image-box-wrapper{text-align:start;}.elementor-39868 .elementor-element.elementor-element-835877c.elementor-position-right .elementor-image-box-img{margin-left:15px;}.elementor-39868 .elementor-element.elementor-element-835877c.elementor-position-left .elementor-image-box-img{margin-right:15px;}.elementor-39868 .elementor-element.elementor-element-835877c.elementor-position-top .elementor-image-box-img{margin-bottom:15px;}.elementor-39868 .elementor-element.elementor-element-835877c .elementor-image-box-title{margin-bottom:0px;font-family:\"Poppins\", Sans-serif;font-size:18px;font-weight:500;line-height:22px;color:#112337;}.elementor-39868 .elementor-element.elementor-element-835877c .elementor-image-box-wrapper .elementor-image-box-img{width:15%;}.elementor-39868 .elementor-element.elementor-element-835877c .elementor-image-box-img img{border-radius:50%;transition-duration:0.3s;}.elementor-39868 .elementor-element.elementor-element-835877c .elementor-image-box-description{font-family:\"Poppins\", Sans-serif;font-size:16px;font-weight:400;line-height:18px;color:#4F5E70;}.elementor-39868 .elementor-element.elementor-element-835877c > .elementor-widget-container{margin:0px 0px 0px 0px;padding:0px 0px 0px 0px;}.elementor-39868 .elementor-element.elementor-element-835877c{width:auto;max-width:auto;}@media(max-width:767px){.elementor-39868 .elementor-element.elementor-element-cc1200a{text-align:center;}.elementor-39868 .elementor-element.elementor-element-212bdb1{--align-items:center;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );}.elementor-39868 .elementor-element.elementor-element-835877c .elementor-image-box-wrapper{text-align:center;}.elementor-39868 .elementor-element.elementor-element-835877c .elementor-image-box-img{margin-bottom:15px;}.elementor-39868 .elementor-element.elementor-element-835877c .elementor-image-box-wrapper .elementor-image-box-img{width:65%;}.elementor-39868 .elementor-element.elementor-element-835877c .elementor-image-box-title{font-size:16px;}.elementor-39868 .elementor-element.elementor-element-835877c .elementor-image-box-description{font-size:14px;}}<\/style>\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"39868\" class=\"elementor elementor-39868 elementor-34640 elementor-34640 e-loop-item e-loop-item-74431 post-74431 post type-post status-publish format-standard has-post-thumbnail hentry category-privacy-data-protection-en\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-8b9b0ba e-flex e-con-boxed e-con e-parent\" data-id=\"8b9b0ba\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-9305063 e-flex e-con-boxed e-con e-child\" data-id=\"9305063\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2f0f43a elementor-widget elementor-widget-image\" data-id=\"2f0f43a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/zuniclaw.com\/en\/gdpr-in-2026\/\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"768\" height=\"512\" src=\"https:\/\/zuniclaw.com\/wp-content\/uploads\/2026\/03\/pawel-czerwinski-dlVvDJmqf-Q-unsplash-2-768x512.jpg\" class=\"attachment-medium_large size-medium_large wp-image-74375\" alt=\"GDPR u Srbiji 2026\" srcset=\"https:\/\/zuniclaw.com\/wp-content\/uploads\/2026\/03\/pawel-czerwinski-dlVvDJmqf-Q-unsplash-2-768x512.jpg 768w, https:\/\/zuniclaw.com\/wp-content\/uploads\/2026\/03\/pawel-czerwinski-dlVvDJmqf-Q-unsplash-2-300x200.jpg 300w, https:\/\/zuniclaw.com\/wp-content\/uploads\/2026\/03\/pawel-czerwinski-dlVvDJmqf-Q-unsplash-2-1024x683.jpg 1024w, https:\/\/zuniclaw.com\/wp-content\/uploads\/2026\/03\/pawel-czerwinski-dlVvDJmqf-Q-unsplash-2-1536x1024.jpg 1536w, https:\/\/zuniclaw.com\/wp-content\/uploads\/2026\/03\/pawel-czerwinski-dlVvDJmqf-Q-unsplash-2-2048x1365.jpg 2048w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bf178e6 e-flex e-con-boxed e-con e-child\" data-id=\"bf178e6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c658b13 elementor-widget__width-auto elementor-widget elementor-widget-text-editor\" data-id=\"c658b13\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/zuniclaw.com\/en\/category\/privacy-data-protection-en\/\" rel=\"tag\">Data Protection &amp; Privacy<\/a>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d9d658c elementor-widget elementor-widget-heading\" data-id=\"d9d658c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/zuniclaw.com\/en\/gdpr-in-2026\/\">GDPR in 2026 Who Will Be in the Focus of the Commissioner&#8217;s Inspections?<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cc1200a elementor-widget__width-auto elementor-widget elementor-widget-text-editor\" data-id=\"cc1200a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t9 min read\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-212bdb1 e-flex e-con-boxed e-con e-child\" data-id=\"212bdb1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-835877c elementor-vertical-align-middle elementor-position-left elementor-widget__width-auto elementor-widget elementor-widget-image-box\" data-id=\"835877c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img decoding=\"async\" src=\"https:\/\/zuniclaw.com\/wp-content\/uploads\/2026\/02\/Lenka-User-Photo-96x96.jpg\" title=\"\" alt=\"\" loading=\"lazy\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Lenka Rakovi\u0107<\/h3><p class=\"elementor-image-box-description\">12\/03\/2026<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"39868\" class=\"elementor elementor-39868 elementor-34640 elementor-34640 e-loop-item e-loop-item-74365 post-74365 post type-post status-publish format-standard has-post-thumbnail hentry category-privacy-data-protection-en category-labor-employment\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-8b9b0ba e-flex e-con-boxed e-con e-parent\" data-id=\"8b9b0ba\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-9305063 e-flex e-con-boxed e-con e-child\" data-id=\"9305063\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2f0f43a elementor-widget elementor-widget-image\" data-id=\"2f0f43a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/zuniclaw.com\/en\/monitoring-employee-emails-in-serbia\/\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"512\" src=\"https:\/\/zuniclaw.com\/wp-content\/uploads\/2026\/03\/steve-johnson-FvpN3mjux3g-unsplash-768x512.jpg\" class=\"attachment-medium_large size-medium_large wp-image-74371\" alt=\"monitoring employees emails, pra\u0107enje korespondencije zaposlenih\" srcset=\"https:\/\/zuniclaw.com\/wp-content\/uploads\/2026\/03\/steve-johnson-FvpN3mjux3g-unsplash-768x512.jpg 768w, https:\/\/zuniclaw.com\/wp-content\/uploads\/2026\/03\/steve-johnson-FvpN3mjux3g-unsplash-300x200.jpg 300w, https:\/\/zuniclaw.com\/wp-content\/uploads\/2026\/03\/steve-johnson-FvpN3mjux3g-unsplash-1024x683.jpg 1024w, https:\/\/zuniclaw.com\/wp-content\/uploads\/2026\/03\/steve-johnson-FvpN3mjux3g-unsplash-1536x1024.jpg 1536w, https:\/\/zuniclaw.com\/wp-content\/uploads\/2026\/03\/steve-johnson-FvpN3mjux3g-unsplash-2048x1365.jpg 2048w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bf178e6 e-flex e-con-boxed e-con e-child\" data-id=\"bf178e6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c658b13 elementor-widget__width-auto elementor-widget elementor-widget-text-editor\" data-id=\"c658b13\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/zuniclaw.com\/en\/category\/privacy-data-protection-en\/\" rel=\"tag\">Data Protection &amp; Privacy<\/a>, <a href=\"https:\/\/zuniclaw.com\/en\/category\/labor-employment\/\" rel=\"tag\">Labor &amp; Employment<\/a>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d9d658c elementor-widget elementor-widget-heading\" data-id=\"d9d658c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/zuniclaw.com\/en\/monitoring-employee-emails-in-serbia\/\">Monitoring Employee Emails in Serbia: Employer Rights, Legal Limits &amp; Privacy Rules<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cc1200a elementor-widget__width-auto elementor-widget elementor-widget-text-editor\" data-id=\"cc1200a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t10 min read\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-212bdb1 e-flex e-con-boxed e-con e-child\" data-id=\"212bdb1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-835877c elementor-vertical-align-middle elementor-position-left elementor-widget__width-auto elementor-widget elementor-widget-image-box\" data-id=\"835877c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img decoding=\"async\" src=\"https:\/\/zuniclaw.com\/wp-content\/uploads\/2026\/01\/Slide1-4-96x96.jpg\" title=\"\" alt=\"\" loading=\"lazy\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Marta Lukovi\u0107<\/h3><p class=\"elementor-image-box-description\">09\/03\/2026<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"39868\" class=\"elementor elementor-39868 elementor-34640 elementor-34640 e-loop-item e-loop-item-39850 post-39850 post type-post status-publish format-standard has-post-thumbnail hentry category-information-technology-en\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-8b9b0ba e-flex e-con-boxed e-con e-parent\" data-id=\"8b9b0ba\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-9305063 e-flex e-con-boxed e-con e-child\" data-id=\"9305063\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2f0f43a elementor-widget elementor-widget-image\" data-id=\"2f0f43a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/zuniclaw.com\/en\/electronic-signature\/\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"512\" src=\"https:\/\/zuniclaw.com\/wp-content\/uploads\/2023\/01\/imageedit_10_7954899408-768x512.jpg\" class=\"attachment-medium_large size-medium_large wp-image-68383\" alt=\"elektronski potpis electronic signature\" srcset=\"https:\/\/zuniclaw.com\/wp-content\/uploads\/2023\/01\/imageedit_10_7954899408-768x512.jpg 768w, https:\/\/zuniclaw.com\/wp-content\/uploads\/2023\/01\/imageedit_10_7954899408-300x200.jpg 300w, https:\/\/zuniclaw.com\/wp-content\/uploads\/2023\/01\/imageedit_10_7954899408.jpg 918w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bf178e6 e-flex e-con-boxed e-con e-child\" data-id=\"bf178e6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c658b13 elementor-widget__width-auto elementor-widget elementor-widget-text-editor\" data-id=\"c658b13\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/zuniclaw.com\/en\/category\/information-technology-en\/\" rel=\"tag\">Information Technology<\/a>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d9d658c elementor-widget elementor-widget-heading\" data-id=\"d9d658c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/zuniclaw.com\/en\/electronic-signature\/\">A Brief Guide to Electronic Signature<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cc1200a elementor-widget__width-auto elementor-widget elementor-widget-text-editor\" data-id=\"cc1200a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t3 min read\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-212bdb1 e-flex e-con-boxed e-con e-child\" data-id=\"212bdb1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-835877c elementor-vertical-align-middle elementor-position-left elementor-widget__width-auto elementor-widget elementor-widget-image-box\" data-id=\"835877c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img decoding=\"async\" src=\"https:\/\/zuniclaw.com\/wp-content\/uploads\/2025\/03\/Aleksandra-Jacimovic-Thumbnail-1-96x96.jpg\" title=\"\" alt=\"\" loading=\"lazy\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Aleksandra Ja\u0107imovi\u0107<\/h3><p class=\"elementor-image-box-description\">05\/01\/2026<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"39868\" class=\"elementor elementor-39868 elementor-34640 elementor-34640 e-loop-item e-loop-item-72448 post-72448 post type-post status-publish format-standard has-post-thumbnail hentry category-regulatory-compliance category-cyber-law category-information-technology-en\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-8b9b0ba e-flex e-con-boxed e-con e-parent\" data-id=\"8b9b0ba\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-9305063 e-flex e-con-boxed e-con e-child\" data-id=\"9305063\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2f0f43a elementor-widget elementor-widget-image\" data-id=\"2f0f43a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/zuniclaw.com\/en\/dora-regulation\/\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"517\" src=\"https:\/\/zuniclaw.com\/wp-content\/uploads\/2025\/09\/DORA-Compliance-768x517.jpg\" class=\"attachment-medium_large size-medium_large wp-image-72452\" alt=\"dora regulation, dora digital operational resilience act\" srcset=\"https:\/\/zuniclaw.com\/wp-content\/uploads\/2025\/09\/DORA-Compliance-768x517.jpg 768w, https:\/\/zuniclaw.com\/wp-content\/uploads\/2025\/09\/DORA-Compliance-300x202.jpg 300w, https:\/\/zuniclaw.com\/wp-content\/uploads\/2025\/09\/DORA-Compliance-1024x689.jpg 1024w, https:\/\/zuniclaw.com\/wp-content\/uploads\/2025\/09\/DORA-Compliance.jpg 1030w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bf178e6 e-flex e-con-boxed e-con e-child\" data-id=\"bf178e6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c658b13 elementor-widget__width-auto elementor-widget elementor-widget-text-editor\" data-id=\"c658b13\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/zuniclaw.com\/en\/category\/regulatory-compliance\/\" rel=\"tag\">Regulatory compliance<\/a>, <a href=\"https:\/\/zuniclaw.com\/en\/category\/cyber-law\/\" rel=\"tag\">Cyber Law<\/a>, <a href=\"https:\/\/zuniclaw.com\/en\/category\/information-technology-en\/\" rel=\"tag\">Information Technology<\/a>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d9d658c elementor-widget elementor-widget-heading\" data-id=\"d9d658c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/zuniclaw.com\/en\/dora-regulation\/\">DORA Regulation &amp; ICT Third-Party Risk Management<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cc1200a elementor-widget__width-auto elementor-widget elementor-widget-text-editor\" data-id=\"cc1200a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t12 min read\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-212bdb1 e-flex e-con-boxed e-con e-child\" data-id=\"212bdb1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-835877c elementor-vertical-align-middle elementor-position-left elementor-widget__width-auto elementor-widget elementor-widget-image-box\" data-id=\"835877c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img decoding=\"async\" src=\"https:\/\/zuniclaw.com\/wp-content\/uploads\/2025\/03\/Untitled-design-89-96x96.png\" title=\"\" alt=\"\" loading=\"lazy\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Tijana \u017duni\u0107 Mari\u0107<\/h3><p class=\"elementor-image-box-description\">29\/09\/2025<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"39868\" class=\"elementor elementor-39868 elementor-34640 elementor-34640 e-loop-item e-loop-item-72088 post-72088 post type-post status-publish format-standard has-post-thumbnail hentry category-privacy-data-protection-en category-healthtech-biotech category-medical-law\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-8b9b0ba e-flex e-con-boxed e-con e-parent\" data-id=\"8b9b0ba\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-9305063 e-flex e-con-boxed e-con e-child\" data-id=\"9305063\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2f0f43a elementor-widget elementor-widget-image\" data-id=\"2f0f43a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/zuniclaw.com\/en\/clinical-trials-in-serbia\/\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"517\" src=\"https:\/\/zuniclaw.com\/wp-content\/uploads\/2025\/09\/Clinical-trials-768x517.jpg\" class=\"attachment-medium_large size-medium_large wp-image-72090\" alt=\"clinical trials in serbia\" srcset=\"https:\/\/zuniclaw.com\/wp-content\/uploads\/2025\/09\/Clinical-trials-768x517.jpg 768w, https:\/\/zuniclaw.com\/wp-content\/uploads\/2025\/09\/Clinical-trials-300x202.jpg 300w, https:\/\/zuniclaw.com\/wp-content\/uploads\/2025\/09\/Clinical-trials-1024x689.jpg 1024w, https:\/\/zuniclaw.com\/wp-content\/uploads\/2025\/09\/Clinical-trials.jpg 1030w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bf178e6 e-flex e-con-boxed e-con e-child\" data-id=\"bf178e6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c658b13 elementor-widget__width-auto elementor-widget elementor-widget-text-editor\" data-id=\"c658b13\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/zuniclaw.com\/en\/category\/privacy-data-protection-en\/\" rel=\"tag\">Data Protection &amp; Privacy<\/a>, <a href=\"https:\/\/zuniclaw.com\/en\/category\/healthtech-biotech\/\" rel=\"tag\">Healthtech &amp; Biotech<\/a>, <a href=\"https:\/\/zuniclaw.com\/en\/category\/medical-law\/\" rel=\"tag\">Medical law<\/a>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d9d658c elementor-widget elementor-widget-heading\" data-id=\"d9d658c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/zuniclaw.com\/en\/clinical-trials-in-serbia\/\">Clinical Trials in Serbia: Why Foreign Sponsors Need Local Representatives<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cc1200a elementor-widget__width-auto elementor-widget elementor-widget-text-editor\" data-id=\"cc1200a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t10 min read\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-212bdb1 e-flex e-con-boxed e-con e-child\" data-id=\"212bdb1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-835877c elementor-vertical-align-middle elementor-position-left elementor-widget__width-auto elementor-widget elementor-widget-image-box\" data-id=\"835877c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img decoding=\"async\" src=\"https:\/\/zuniclaw.com\/wp-content\/uploads\/2025\/03\/Jelena-Dukanovic-Thumbnail-1-96x96.jpg\" title=\"\" alt=\"\" loading=\"lazy\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Jelena \u0110ukanovi\u0107<\/h3><p class=\"elementor-image-box-description\">23\/09\/2025<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"39868\" class=\"elementor elementor-39868 elementor-34640 elementor-34640 e-loop-item e-loop-item-72064 post-72064 post type-post status-publish format-standard has-post-thumbnail hentry category-cyber-law category-privacy-data-protection-en category-information-technology-en\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-8b9b0ba e-flex e-con-boxed e-con e-parent\" data-id=\"8b9b0ba\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-9305063 e-flex e-con-boxed e-con e-child\" data-id=\"9305063\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2f0f43a elementor-widget elementor-widget-image\" data-id=\"2f0f43a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/zuniclaw.com\/en\/cybersecurity\/\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"517\" src=\"https:\/\/zuniclaw.com\/wp-content\/uploads\/2025\/09\/Sajber-bezbednost-768x517.jpg\" class=\"attachment-medium_large size-medium_large wp-image-72062\" alt=\"sajber bezbednost, cybersecurity\" srcset=\"https:\/\/zuniclaw.com\/wp-content\/uploads\/2025\/09\/Sajber-bezbednost-768x517.jpg 768w, https:\/\/zuniclaw.com\/wp-content\/uploads\/2025\/09\/Sajber-bezbednost-300x202.jpg 300w, https:\/\/zuniclaw.com\/wp-content\/uploads\/2025\/09\/Sajber-bezbednost-1024x689.jpg 1024w, https:\/\/zuniclaw.com\/wp-content\/uploads\/2025\/09\/Sajber-bezbednost.jpg 1030w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bf178e6 e-flex e-con-boxed e-con e-child\" data-id=\"bf178e6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c658b13 elementor-widget__width-auto elementor-widget elementor-widget-text-editor\" data-id=\"c658b13\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/zuniclaw.com\/en\/category\/cyber-law\/\" rel=\"tag\">Cyber Law<\/a>, <a href=\"https:\/\/zuniclaw.com\/en\/category\/privacy-data-protection-en\/\" rel=\"tag\">Data Protection &amp; Privacy<\/a>, <a href=\"https:\/\/zuniclaw.com\/en\/category\/information-technology-en\/\" rel=\"tag\">Information Technology<\/a>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d9d658c elementor-widget elementor-widget-heading\" data-id=\"d9d658c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/zuniclaw.com\/en\/cybersecurity\/\">Cybersecurity \u2013 a Shield That Protects Your Business<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cc1200a elementor-widget__width-auto elementor-widget elementor-widget-text-editor\" data-id=\"cc1200a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t10 min read\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-212bdb1 e-flex e-con-boxed e-con e-child\" data-id=\"212bdb1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-835877c elementor-vertical-align-middle elementor-position-left elementor-widget__width-auto elementor-widget elementor-widget-image-box\" data-id=\"835877c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img decoding=\"async\" src=\"https:\/\/zuniclaw.com\/wp-content\/uploads\/2025\/10\/Jelena-Blagojevic-Lukic-user-profile-96x96.jpg\" title=\"\" alt=\"\" loading=\"lazy\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Jelena Blagojevi\u0107 Luki\u0107<\/h3><p class=\"elementor-image-box-description\">23\/09\/2025<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"39868\" class=\"elementor elementor-39868 elementor-34640 elementor-34640 e-loop-item e-loop-item-58233 post-58233 post type-post status-publish format-standard has-post-thumbnail hentry category-information-technology-en category-company-formation\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-8b9b0ba e-flex e-con-boxed e-con e-parent\" data-id=\"8b9b0ba\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-9305063 e-flex e-con-boxed e-con e-child\" data-id=\"9305063\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2f0f43a elementor-widget elementor-widget-image\" data-id=\"2f0f43a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/zuniclaw.com\/en\/register-startup-or-spin-off-in-the-registry-of-subjects-in-the-national-innovation-system\/\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"512\" src=\"https:\/\/zuniclaw.com\/wp-content\/uploads\/2024\/09\/imageedit_10_2712947370-768x512.jpg\" class=\"attachment-medium_large size-medium_large wp-image-65904\" alt=\"\" srcset=\"https:\/\/zuniclaw.com\/wp-content\/uploads\/2024\/09\/imageedit_10_2712947370-768x512.jpg 768w, https:\/\/zuniclaw.com\/wp-content\/uploads\/2024\/09\/imageedit_10_2712947370-300x200.jpg 300w, https:\/\/zuniclaw.com\/wp-content\/uploads\/2024\/09\/imageedit_10_2712947370.jpg 918w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bf178e6 e-flex e-con-boxed e-con e-child\" data-id=\"bf178e6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c658b13 elementor-widget__width-auto elementor-widget elementor-widget-text-editor\" data-id=\"c658b13\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/zuniclaw.com\/en\/category\/information-technology-en\/\" rel=\"tag\">Information Technology<\/a>, <a href=\"https:\/\/zuniclaw.com\/en\/category\/company-formation\/\" rel=\"tag\">Company formation<\/a>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d9d658c elementor-widget elementor-widget-heading\" data-id=\"d9d658c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/zuniclaw.com\/en\/register-startup-or-spin-off-in-the-registry-of-subjects-in-the-national-innovation-system\/\">Register Your Startup or Spin-off in The Register of Subjects of the National Innovation System<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cc1200a elementor-widget__width-auto elementor-widget elementor-widget-text-editor\" data-id=\"cc1200a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t9 min read\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-212bdb1 e-flex e-con-boxed e-con e-child\" data-id=\"212bdb1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-835877c elementor-vertical-align-middle elementor-position-left elementor-widget__width-auto elementor-widget elementor-widget-image-box\" data-id=\"835877c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img decoding=\"async\" src=\"https:\/\/zuniclaw.com\/wp-content\/uploads\/2025\/03\/Untitled-design-89-96x96.png\" title=\"\" alt=\"\" loading=\"lazy\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Tijana \u017duni\u0107 Mari\u0107<\/h3><p class=\"elementor-image-box-description\">03\/09\/2025<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"39868\" class=\"elementor elementor-39868 elementor-34640 elementor-34640 e-loop-item e-loop-item-39832 post-39832 post type-post status-publish format-standard has-post-thumbnail hentry category-information-technology-en category-company-formation category-informacione-tehnologije category-osnivanje-kompanije\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-8b9b0ba e-flex e-con-boxed e-con e-parent\" data-id=\"8b9b0ba\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-9305063 e-flex e-con-boxed e-con e-child\" data-id=\"9305063\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2f0f43a elementor-widget elementor-widget-image\" data-id=\"2f0f43a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/zuniclaw.com\/en\/common-startup-mistakes\/\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"512\" src=\"https:\/\/zuniclaw.com\/wp-content\/uploads\/2024\/06\/imageedit_169_2670582084-768x512.jpg\" class=\"attachment-medium_large size-medium_large wp-image-67277\" alt=\"startapi u srbiji\" srcset=\"https:\/\/zuniclaw.com\/wp-content\/uploads\/2024\/06\/imageedit_169_2670582084-768x512.jpg 768w, https:\/\/zuniclaw.com\/wp-content\/uploads\/2024\/06\/imageedit_169_2670582084-300x200.jpg 300w, https:\/\/zuniclaw.com\/wp-content\/uploads\/2024\/06\/imageedit_169_2670582084.jpg 918w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bf178e6 e-flex e-con-boxed e-con e-child\" data-id=\"bf178e6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c658b13 elementor-widget__width-auto elementor-widget elementor-widget-text-editor\" data-id=\"c658b13\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/zuniclaw.com\/en\/category\/information-technology-en\/\" rel=\"tag\">Information Technology<\/a>, <a href=\"https:\/\/zuniclaw.com\/en\/category\/company-formation\/\" rel=\"tag\">Company formation<\/a>, <a href=\"https:\/\/zuniclaw.com\/category\/informacione-tehnologije\/\" rel=\"tag\">Informacione tehnologije<\/a>, <a href=\"https:\/\/zuniclaw.com\/category\/osnivanje-kompanije\/\" rel=\"tag\">Osnivanje kompanije<\/a>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d9d658c elementor-widget elementor-widget-heading\" data-id=\"d9d658c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/zuniclaw.com\/en\/common-startup-mistakes\/\">7 Fatal Legal Mistakes Startups Make<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cc1200a elementor-widget__width-auto elementor-widget elementor-widget-text-editor\" data-id=\"cc1200a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t5 min read\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-212bdb1 e-flex e-con-boxed e-con e-child\" data-id=\"212bdb1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-835877c elementor-vertical-align-middle elementor-position-left elementor-widget__width-auto elementor-widget elementor-widget-image-box\" data-id=\"835877c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img decoding=\"async\" src=\"https:\/\/zuniclaw.com\/wp-content\/uploads\/2025\/03\/Untitled-design-89-96x96.png\" title=\"\" alt=\"\" loading=\"lazy\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Tijana \u017duni\u0107 Mari\u0107<\/h3><p class=\"elementor-image-box-description\">01\/06\/2025<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"39868\" class=\"elementor elementor-39868 elementor-34640 elementor-34640 e-loop-item e-loop-item-67369 post-67369 post type-post status-publish format-standard has-post-thumbnail hentry category-cyber-law category-privacy-data-protection-en category-information-technology-en\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-8b9b0ba e-flex e-con-boxed e-con e-parent\" data-id=\"8b9b0ba\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-9305063 e-flex e-con-boxed e-con e-child\" data-id=\"9305063\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2f0f43a elementor-widget elementor-widget-image\" data-id=\"2f0f43a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/zuniclaw.com\/en\/new-law-on-information-security\/\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"517\" src=\"https:\/\/zuniclaw.com\/wp-content\/uploads\/2025\/05\/Slide1-4-768x517.jpg\" class=\"attachment-medium_large size-medium_large wp-image-67372\" alt=\"law on information security\" srcset=\"https:\/\/zuniclaw.com\/wp-content\/uploads\/2025\/05\/Slide1-4-768x517.jpg 768w, https:\/\/zuniclaw.com\/wp-content\/uploads\/2025\/05\/Slide1-4-300x202.jpg 300w, https:\/\/zuniclaw.com\/wp-content\/uploads\/2025\/05\/Slide1-4-1024x689.jpg 1024w, https:\/\/zuniclaw.com\/wp-content\/uploads\/2025\/05\/Slide1-4.jpg 1030w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bf178e6 e-flex e-con-boxed e-con e-child\" data-id=\"bf178e6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c658b13 elementor-widget__width-auto elementor-widget elementor-widget-text-editor\" data-id=\"c658b13\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/zuniclaw.com\/en\/category\/cyber-law\/\" rel=\"tag\">Cyber Law<\/a>, <a href=\"https:\/\/zuniclaw.com\/en\/category\/privacy-data-protection-en\/\" rel=\"tag\">Data Protection &amp; Privacy<\/a>, <a href=\"https:\/\/zuniclaw.com\/en\/category\/information-technology-en\/\" rel=\"tag\">Information Technology<\/a>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d9d658c elementor-widget elementor-widget-heading\" data-id=\"d9d658c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/zuniclaw.com\/en\/new-law-on-information-security\/\">New Law on Information Security &#8211; challenge or opportunity for companies in the Republic of Serbia?<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cc1200a elementor-widget__width-auto elementor-widget elementor-widget-text-editor\" data-id=\"cc1200a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t10 min read\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-212bdb1 e-flex e-con-boxed e-con e-child\" data-id=\"212bdb1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-835877c elementor-vertical-align-middle elementor-position-left elementor-widget__width-auto elementor-widget elementor-widget-image-box\" data-id=\"835877c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img decoding=\"async\" src=\"https:\/\/zuniclaw.com\/wp-content\/uploads\/2025\/03\/Untitled-design-89-96x96.png\" title=\"\" alt=\"\" loading=\"lazy\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Tijana \u017duni\u0107 Mari\u0107<\/h3><p class=\"elementor-image-box-description\">30\/05\/2025<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<span class=\"e-load-more-spinner\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-spinner\"><\/i>\t\t\t<\/span>\n\t\t\n\t\t\t\t<div class=\"e-load-more-anchor\" data-page=\"1\" data-max-page=\"11\" data-next-page=\"https:\/\/zuniclaw.com\/en\/wp-json\/wp\/v2\/pages\/39447\/page\/2\/\"><\/div>\n\t\t\t\t<div class=\"e-loop__load-more elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Load more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<div 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